Where Do Texans Pay the Highest Property Taxes?

Government data published by Smart Asset details the cumulative cost of local governments across the United States. After taking into account home values, the median Texas homeowner pays the 4th highest effective property taxes nationwide. But inside Texas, families in Fort Bend, Collin, and Travis counties pay the most.

The calculation for this analysis is straightforward. It looks at the median home value inside each county, and multiplies it against the average total property tax rate levied by all taxing authorities (cities, counties, schools, etc.)

The result is a county by county ranking in each state that identifies where the total cost of all local governments is the highest for homeowners.

Below are the Top 25 Texas counties (out of 254) where taxpayers pay the highest total property tax payments, from highest to lowest.

It’s worth noting two important facts about the data.

Individual homeowners inside each county will pay a different tax bill, because they are taxed by different localities, each with a separate tax rate. And every homeowner has a different property value on which those rates are levied.

Also, these figures are based only on median home values. Since commercial properties are excluded, the figures are not reflective of the total tax revenue local governments collect from their entire tax base. In some cities, commercial property can account for fifty percent (or more) of the tax base.

In short, the above rankings illustrate where the cumulative cost of all local governments is the highest for homeowners, after adjusting for home values. In doing so, they illustrate how tax rates are not wholly reflective of the tax burdens imposed on homeowners, because property values can vary considerably.

So what’s driving higher tax bills? It’s not appraisal increases. Generally speaking, higher burdens ultimately result from local officials refusing to lower their tax rates enough to offset skyrocketing appraisal values.

The best example of this dynamic is illustrated in Kendall County, where homeowners pay the 4th highest tax payments due to extremely high property values, despite facing a cumulative property tax rate lower than then next nineteen most burdened counties.

Tell the Legislature: Texans Need Property Tax Relief!

Texas homeowners pay the fourth highest property taxes nationwide, making it harder for Texans to stay in their own home and for potential homebuyers to enter the market. That’s not something Texans should be proud of.

Additionally, with so many local taxing entities overlapping a single taxpayer, it’s virtually impossible for the average citizen to hold entities accountable.

Rather than simply aiming to slow down the rate of growth in property taxes burdens from year to year, it’s time the Legislature pass meaningful property tax reform that provides relief.

Help support Texas taxpayers who want real property tax reform!


Sign the petition: Tell #txlege lawmakers to enact real property tax reform!

Ross Kecseg

Ross Kecseg is the Vice President of Local Affairs for Empower Texans and leads the Metroplex Bureau. He is a native North Texan, raised in Denton County. He studied Economics at Arizona State University with an emphasis on Public Policy and U.S. Constitutional history. Since 2008, Ross has been active in the Republican Party, grassroots organizing, in journalism, and as a volunteer for state and local political campaigns. He enjoys speaking to liberty-minded Texans regarding property tax reform and the importance of local civic engagement. Ross is an avid golfer, automotive enthusiast, and movie/music junkie.

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